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DCASH FUND is an open-end fund certificate of the type of investment equivalent to deposits with high safety and liquidity because its assets are Government bonds, Government-guaranteed bonds, local government bonds, bonds of issuers operating under Vietnamese law with a good reputation and high credit quality, bank deposits, and other valuable papers.

RECOMMENDED INVESTMENT TIME: 2 weeks – 6 months for optimal profits.

EXPECTED PROFIT: 6% – 6.5% / year, depending on the term.


DCASH FUND is designed to serve all clients both individuals and organizations. Clients can apply this type of investment to manage idle money waiting for investment, money in the account to ensure payment reserves, proceeds that are from activities of the business are idle, short-term savings deposit.


  • Interest rate is higher than that of other banks in the same period
  • The investment capital is small, only from 1 million VND
  • No time limit for investing and withdrawing capital
  • Withdraw without losing accumulated interest
  • Free buying, selling fees
  • Investors can transfer money online from any branch in VNDIRECT’s bankgate system where 9 banks are connected to each other, and daily online transactions


Assuming DCASH FUND achieves a profit of 5.5% / year. Individual investors will get much better profit than the savings rates for short terms

1 week 2 weeks 3 weeks 1 month 2 months 3 months 6 months
Selling fee 0% 0% 0% 0% 0% 0% 0%
Personal income fax 0.10% 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
Profits for individual clients (%/year) 0.28% 2.89% 3.76% 4.28% 4.89% 5.09% 5.29%
Profits for organizations (%/year) 5.50% 5.50% 5.50% 5.50% 5.50% 5.50% 5.50%


  • Individual investors are subject to a 0.1% sales tax when selling fund certificates
  • Institutional investors are not subject to sales tax, but profits from the fund will be included in the corporate income tax of institutional investors
  • The whole investment process will be 100% transparent, supervised by BIDV depository bank


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Ex: Note: “Nguyen Van A 021C123456 mua Quy VNDBF”


Option 1: Join DWEALTH service package and get advice from financial advisors to allocate assets by the investment schedule suitable for each Client. Contact the DWEALTH department.
Option 2: Clients with accounts can access iVND to register for the service and make transactions. For instructions please contact 1900 5454 09
Option 3: Clients who trade in securities can register and trade right on the DBOARD Price List of VNDIRECT. Access DBOARD HERE
Option 4: Contact VNDIRECT’s headquarters and branches and trading offices nationwide. (Please see HERE)