Give us your feedback

T15

T15

T15 is a margin trading product offering a preferential interest rate for up to 15 days, designed for investors who prefer short-term trading and holding positions briefly, with an attractive interest rate starting from 6.8% per year.

SUITABLE AUDIENCE

– Investors who engage in short-term, trend-following trading with high frequency, and aim to optimize costs when using margin trading.

– Investors with experience in margin trading, who understand financial leverage and risk management.

PRODUCT POLICY – T15

Loan Interest Rate Loan Limit Loan Term Purchasing Power Ratio
– Preferential interest rate of 6.8%/year for the first 15 days
– From day 16 onwards, the interest rate is 15%/year.		 Up to VND 15 billion per customer 90 days from the disbursement date Up to 50%

Helping High-Frequency Investors Optimize Interest Expenses

Number of Debt Days T15 Product Interest Rate (%/year) D-Margin Product Interest Rate (%/year)
10 days 6.8% 13.3%
15 days 6.8% 13.3%
30 days 10.90% 13.3%

Comparison Table of Margin Lending Interest Rates: T15 vs. D-Margin Products

Notes

  • Marginable securities for the T15 product follow VNDIRECT’s general list. View details here
  • For the T15 product, customers are required to activate their usage limit. Please refer to the Usage Limit Activation Guide.
  • For credit limits exceeding VND 10 billion, VNDIRECT will assess approval based on actual trading history and customer demand.
  • The preferential margin loan interest rate applies only to loans for purchasing securities.
  • Overdue interest is calculated at 150% of the regular interest rate.
  • Interest accrues from the loan disbursement date until the loan is fully repaid, including Saturdays, Sundays, Tet and public holidays.
  • This policy applies to loans disbursed from the date of successful product registration.
  • The policy is subject to change from time to time and will be published on VNDIRECT’s official information channels.

EASY & FULLY ONLINE REGISTRATION FOR T15 PRODUCT

Investors can register for the T15 product through one of the following channels:

Register via the VNDIRECT DGO or VNDIRECT DStock mobile apps (please refer to the User Guide here)

Contact the Customer Support Hotline at 1900 54 54 09 or email: support@vndirect.com.vn

Reach out to a VNDIRECT Consultant for direct assistance

Visit a VNDIRECT branch or transaction office (please refer to the list of branches here)