T10
T10
T10 is a margin trading product offering a 0% preferential interest rate during the first 10 days, designed for investors looking to leverage capital and maximize short-term returns.
SUITABLE AUDIENCE
– Investors who engage in short-term and frequent trading, aiming to capitalize on rapid price movements with minimal interest costs.
– Investors with experience in using margin trading, who understand financial leverage and risk management.
PRODUCT POLICY – T10
| Loan Interest Rate | Loan Limit | Loan Term | Purchasing Power Ratio |
| – 0% interest for up to the first 10 days
– From the 11th day onward: 0.0407%/day (equivalent to 14.85%/year), suitable for fast trading strategies |
From VND 1 billion to VND 10 billion per customer | 90 days from the loan disbursement date | Up to 50% |
Helping Investors Leverage Capital to Maximize Short-Term Profits
| Number of Debt Days | T10 Product Interest Rate (%/year) | D-Margin Product Interest Rate (%/year) |
| 10 days | 0% | 13.3% |
| 15 days | 4.95% | 13.3% |
| 15 days | 9.9% | 13.3% |
Comparison Table of Margin Lending Interest Rates: T10 vs. D-Margin Products
Notes
- Marginable securities for the T10 product follow VNDIRECT’s general list. View details here
- For the T10 product, customers are required to activate their usage limit. Please refer to the Usage Limit Activation Guide.
- For credit limits exceeding VND 10 billion, VNDIRECT will assess approval based on actual trading history and customer demand.
- The preferential margin loan interest rate applies only to loans for purchasing securities.
- Overdue interest is calculated at 150% of the regular interest rate.
- Interest accrues from the loan disbursement date until the loan is fully repaid, including Saturdays, Sundays, Tet and public holidays.
- This policy applies to loans disbursed from the date of successful product registration.
- The policy is subject to change from time to time and will be published on VNDIRECT’s official information channels.
EASY & FULLY ONLINE REGISTRATION FOR T10 PRODUCT
Investors can register for the T10 product through one of the following channels:
- Register via the VNDIRECT DGO or VNDIRECT DStock mobile apps (please refer to the User Guide here)
- Contact the Customer Support Hotline at 1900 54 54 09 or email: support@vndirect.com.vn
- Reach out to a VNDIRECT Consultant for direct assistance
- Visit a VNDIRECT branch or transaction office (please refer to the list of branches here)


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