VNDIRECT: Change of non-deposit term interest

NOTICE

(Change of non-deposit term interest)

Dear valued customers,

VNDIRECT Securities Corporation (VNDIRECT) would like to thank you for using and trusting our products in recent years.

VNDIRECT would like to inform you about the change of non-deposit term interest from October 15th 2014 as following:

Interest

Term Deposit

Current Interest

Updated Interest

Non-term Deposit

1%/year

0.8%/year

For more information, please contact us at 1900 545409, or email or visit our website for support@vndirect.com.vn: www.vndirect.com.vn

Sincerely,

Customer Service Center